Terms and Legal Restrictions

By accessing the website of GPFAC, you signify your agreement with and understanding of the following terms of use and legal restrictions pertaining to both this site and the material in it.

Owner and Publisher

Global Project Finance Advisory Council
125 Easton Road
Westport, CT06880
USA

Phone +1 (203) 227-1160
info@dcandf.com/2020

Responsible for the content:
Mr. Alok Mathur, President

Disclaimer

This is the website of Global Project Finance Advisory Council (hereafter “GPFAC”). GPFAC maintains this site for your personal information and as a means of communication. By using this website, you accept our terms of service and contract, as well as the applicable laws and policies.

Legal notice

GPFAC holds the copyright for the entire web presence. Content may not be altered, copied or used for commercial purposes, and is subject to copyright law and to other protective laws. We do not accept any liability for the information presented on this website.

Disclaimer

Our site contains links to third-party websites. We are not responsible for the content of these sites. We do not accept any liability for the content of the linked sites. These are the responsibility of the individual operators alone.

Data Protection Policy

Privacy

GPFAC takes the protection of your privacy seriously. Please read the following data protection regulations carefully.

Use of information

No conclusions about you are drawn in case we evaluate non-personal data such as an IP address, browser used, date, time, etc.

Personal data may be collected and processed strictly in accordance with the applicable laws and regulations and then only with your explicit consent.

Non-disclosure of personal data

Your personal data will not be sold or shared with third parties outside of GPFAC. An exception may be made for external service providers which handle enquiries or orders on behalf of GPFAC (e.g. for studies or white papers) and process the necessary data for this. GPFAC ensures that all entities receiving data comply with data protection and data security requirements.

Contact options via the website

If you contact GPFAC via our website, the personal data you submit maybe saved automatically. This data which you submit on a voluntary basis will be used for processing purposes or for contacting you. No personal data will be transferred to third parties.

Function for commenting and debating

Our website may have interactive forums such as chat, blog, message board and other platforms. You may leave individual comments on contributions from other visitors and debate certain topics. In turn, these comments can themselves be commented on by third parties.

If a data subject leaves a comment on an article or comment published on this website, the details about the time the comment was made and the name of the data subject will be saved and published in addition to this comment. The IP address assigned by the data subject’s internet service provider will also be logged. This IP address is saved for security reasons and in case a submitted comment infringes the rights of a third party or illegal content is posted. None of this collected personal data is passed on to third parties, unless the law requires it to be or if it is used to defend the rights of the controllers.

Routine erasure and blocking of personal data

GPFACwill process and store a personal data only for the period necessary to achieve the purpose of storage, or if this is provided for by the law which the controllers are subject to.

If the storage purpose is not applicable, or if any storage period provided by law expires, the personal data is routinely blocked or erased in accordance with legal requirements.

Legal grounds for processing

No data will be processed unless there are legal grounds for doing so. The following may constitute such grounds:

  • consent;
  • performance of a contract;
  • legal obligations;
  • protection of a legitimate interest of EIC or a third party.

 

Rights of the data subject

Right of confirmation

Each data subject has the right to obtain from the controller a confirmation as to whether or not personal data concerning him or her is being processed. If a data subject wishes to avail himself or herself of this right of confirmation, he or she may contact the controller(s) at GPFAC at any time.

Right of access to information

Each person whose data is processed has the right to obtain from the controller at any time free information about his or her personal data stored and a copy of this information. Information is provided about:

  • the purposes of the processing;
  • the categories of personal data being processed;
  • the recipients or categories of recipients to whom the personal data has been disclosed or will be disclosed;
  • whether personal data was transferred to a third country or an international organization, and if this is the case, whether appropriate safeguards exist in connection with the transmission;
  • the envisaged storage period, or, if not possible, the criteria used to determine that period;
  • the existence of the right to request from the controller rectification or erasure of personal data concerning the data subject, or restriction of processing of personal data or to object to such processing;
  • the existence of the right to lodge a complaint with a supervisory authority;
  • where the personal data is not collected from the data subject, information as to its source;
  • the existence of automated decision-making, including profiling, and meaningful information about the logic involved, and the significance and envisaged consequences of such processing for the data subject. If a data subject wishes to exercise this right of access to information, he or she may contact the controller(s) at GPFAC at any time.

Right to rectification

Each person whose data is processed has the right to obtain immediate rectification of inaccurate personal data concerning him or her and, taking into account the purposes of the processing, the right to have incomplete personal data completed.

If a data subject wishes to exercise this right to rectification, he or she may contact the controller(s) at GPFAC at any time.

Right to erasure (right to be forgotten)

Each person whose data is processed has the right to obtain from the controller the immediate erasure of personal data concerning him or her, where one of the following grounds applies, as long as the processing is not necessary:

  • the personal data is no longer necessary in relation to the purposes for which it was collected or otherwise processed;
  • the data subject withdraws consent on which the processing is based, and where there is no other legal ground for the processing;
  • the data subject objects to the processing and there are no overriding legitimate grounds for the processing;
  • the personal data must be erased for compliance with a legal obligation;
  • the personal data belongs to a child who is not yet 16 years of age or for whom no consent from the holders of parental responsibility has been obtained.

If one of the aforementioned reasons applies, and a data subject wishes to request the erasure of personal data stored with the controllers, he or she may contact the controller(s) at GPFAC at any time.

Where the controller has made personal data public and is obliged to erase the personal data, the controllers, taking account of available technology and the cost of implementation, will take reasonable steps, including technical measures, to inform other controllers processing the personal data that the data subject has requested erasure by such controllers of any links to, or copy or replication of, that personal data, as far as processing is not required.

Right to restriction of processing

Each person whose data is processed has the right to obtain from the controller restriction of processing where one of the following applies:

  • the accuracy of the personal data is contested by the data subject, for a period enabling the controller to verify the accuracy of the personal data;
  • the processing is unlawful, and the data subject opposes the erasure of the personal data and requests instead the restriction of its use;
  • the controllers no longer need the personal data for the purposes of the processing, but it is required by the data subject for the establishment, exercise or defense of legal claims;
  • the data subject has objected to processing pending verification of whether the legitimate grounds of the controller override those of the data subject.

If one of the aforementioned conditions is met, and a data subject wishes to request the restriction of the processing of personal data stored by the controller, he or she may contact the controller(s) at GPFAC at any time.

Right to data portability

Each person whose data is processed has the right to receive the personal data concerning him or her, which was provided to a controller, in a structured, commonly used and machine-readable format.

He or she also has the right to transmit this data to another controller without hindrance from the controller to which the personal data has been provided, as long as the processing is based on consent or on a contract, and the processing is carried out by automated means, as long as the processing is not necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller.

Furthermore, in exercising his or her right to data portability, the data subject has the right to have personal data transmitted directly from one controller to another, where technically feasible and when doing so does not adversely affect the rights and freedoms of others.

In order to exercise the right to data portability, he or she may contact the controller(s) at GPFAC at any time.

Right to object

Each person whose data is processed has the right to object at any time to the processing of personal data concerning him or her. This also applies to profiling based on these provisions.

The controllers can no longer process the personal data in the event of the objection, unless compelling legitimate grounds for the processing can be demonstrated which override the interests, rights and freedoms of the data subject, or the processing serves the establishment, exercise or defense of legal claims.

In order to exercise the right to object, the data subject may directly contact the controller(s) at GPFAC at any time.

Right to withdraw data protection consent

Each person whose data is processed has the right to withdraw his or her consent to processing of his or her personal data at any time. If the data subject wishes to exercise the right to withdraw consent, he or she may contact the controller(s) at EIC at any time.

Right to lodge a complaint with a supervisory authority

Each person whose data is processed has the right to lodge a complaint with his or her local supervisory authority responsible for protecting citizens’ data for a data protection infringement by the controller.

Collection, processing and use of personal data

Personal data

Personal data is information about the factual or personal circumstances of an identified or identifiable natural person. This includes, for example, your name and your email address.

Use of your data for marketing purposes

Besides possibly using your data for sending out newsletters, we may also use your information to display personalized advertising to you.

Subscription to newsletters

On the website of GPFAC, users may be given the opportunity to subscribe to our enterprise’s newsletter. The input mask used for this purpose determines what personal data are transmitted, as well as when the newsletter is ordered from the controller.

GPFAC may inform its customers and business partners regularly or unregularly by means of a newsletter about enterprise offers. The enterprise’s newsletter may only be received by the data subject if (i) the data subject has a valid e-mail address and (ii) the data subject registers for the newsletter shipping. A confirmation e-mail will be sent to the e-mail address registered by a data subject for the first time for newsletter shipping, for legal reasons, in the double opt-in procedure. This confirmation e-mail is used to prove whether the owner of the e-mail address as the data subject is authorized to receive the newsletter.

During the registration for the newsletter, we also store the IP address of the computer system assigned by the Internet service provider (ISP) and used by the data subject at the time of the registration, as well as the date and time of the registration. The collection of this data is necessary in order to understand the (possible) misuse of the e-mail address of a data subject at a later date, and it therefore serves the aim of the legal protection of the controller.

The personal data collected as part of a registration for the newsletter will only be used to send our newsletter. In addition, subscribers to the newsletter may be informed by e-mail, as long as this is necessary for the operation of the newsletter service or a registration in question, as this could be the case in the event of modifications to the newsletter offer, or in the event of a change in technical circumstances. There will be no transfer of personal data collected by the newsletter service to third parties. The subscription to our newsletter may be terminated by the data subject at any time. The consent to the storage of personal data, which the data subject has given for shipping the newsletter, may be revoked at any time. For the purpose of revocation of consent, a corresponding link is found in each newsletter. It is also possible to unsubscribe from the newsletter at any time directly on the website of the controller, or to communicate this to the controller in a different way.

Newsletter Tracking

The newsletter of GPFAC may contain so-called tracking pixels. A tracking pixel is a miniature graphic embedded in such e-mails, which are sent in HTML format to enable log file recording and analysis. This allows a statistical analysis of the success or failure of online marketing campaigns. Based on the embedded tracking pixel, GPFAC may see if and when an e-mail was opened by a data subject, and which links in the e-mail were called up by data subjects.

Such personal data collected in the tracking pixels contained in the newsletters are stored and analyzed by the controller in order to optimize the shipping of the newsletter, as well as to adapt the content of future newsletters even better to the interests of the data subject. These personal data will not be passed on to third parties. Data subjects are at any time entitl999ed to revoke the respective separate declaration of consent issued by means of the double-opt-in procedure. After a revocation, these personal data will be deleted by the controller. GPFAC automatically regards a withdrawal from the receipt of the newsletter as a revocation.

Cookies

The Internet pages of GPFAC uses cookies. Cookies are text files that are stored in a computer system via an Internet browser.

Many Internet sites and servers use cookies. Many cookies contain a so-called cookie ID. A cookie ID is a unique identifier of the cookie. It consists of a character string through which Internet pages and servers can be assigned to the specific Internet browser in which the cookie was stored. This allows visited Internet sites and servers to differentiate the individual browser of the data subject from other Internet browsers that contain other cookies. A specific Internet browser can be recognized and identified using the unique cookie ID.

Through the use of cookies, GPFAC can provide the users of this website with more user-friendly services that would not be possible without the cookie setting.

By means of a cookie, the information and offers on our website can be optimized with the user in mind. Cookies allow us, as previously mentioned, to recognize our website users. The purpose of this recognition is to make it easier for users to utilize our website. The website user that uses cookies, e.g. does not have to enter access data each time the website is accessed, because this is taken over by the website, and the cookie is thus stored on the user’s computer system. Another example is the cookie of a shopping cart in an online shop. The online store remembers the articles that a customer has placed in the virtual shopping cart via a cookie.

The data subject may, at any time, prevent the setting of cookies through our website by means of a corresponding setting of the Internet browser used, and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. If the data subject deactivates the setting of cookies in the Internet browser used, not all functions of our website may be entirely usable.

Log files

Each time you access GPFAC’s web pages, usage data is transmitted by the respective internet browser and stored in server log files. The stored data records contain the following data: the date and time of access, the name of the page accessed, IP address, referrer URL (original URL from which you arrived at the web pages), the amount of data transferred, and the product and version information of the browser used. The IP addresses of users are deleted or anonymized when you end your session on the website. When anonymizing, IP addresses are modified so that the individual details about persons or factual circumstances can no longer be attributed to an identified or identifiable natural person or only if a significantly large amount of time, cost and labor is expended. We evaluate these log file data records in an anonymous form in order to further improve our offering and make it more user-friendly, to find and correct errors more quickly and to manage server capacity.

Web analysis

Google Analytics

Google Analytics is a service of Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google”). Google Analytics uses cookies, i.e. text files, that are stored on your computer and allow Google to analyze the use of our website. The information recorded by the cookie on the use of our web pages (including your IP address) is may be sent to a Google server in the USA and stored there. Please note that Google Analytics is extended on our web pages with the code “gat._anonymizeIp();;” to ensure that IP addresses are collected anonymously (IP masking). We therefore ensure your IP address is only recorded by Google in abbreviated form, which ensures anonymity and prevents any conclusions being drawn about your identity. If IP anonymization is activated on our web pages, your IP address will, however, be shortened beforehand by Google within Member States of the European Union or in other states that are party to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. Google will use this information to evaluate your use of our web pages to compile reports on the website activities and to provide further services associated with the use of web pages and the internet for us. The IP address that your browser transmits as part of Google Analytics will not be associated with any other data held by Google. Google transfers this data to third parties only due to legal regulations, or in the context of order data processing. Google will not combine your data with other data collected by Google. By using these web pages you agree to the processing of data collected about you by Google, and in the manner described and for the aforementioned purpose. You can prevent the storage of cookies by selecting the corresponding setting in your browser software. However, please note that you may not be able to use all the functions on our web pages if you choose this option. You can also prevent Google’s collection and use of data generated by the cookie and related to your use of the website (including your IP address) by downloading and installing the browser plug-in available at the following Link. For more information about Google Analytics and privacy, see https://tools.google.com/dlpage/gaoptout?hl=en.

LinkedIn pixels

We may use LinkedIn pixels to show you advertising based on your activities on our web pages and tailored to your interests via re-targeting on LinkedIn.

LinkedIn

We may use plug-ins from the social network LinkedIn operated by LinkedIn Ireland U.C. Link to LinkedIn’s data protection policy: LinkedIn’s data protection policy.

Version

Version May 31, 2019.

We expressly reserve the right to make changes or adjustments at any time.